You’ve worked hard for a good credit rating. Here’s where it pays off. Conventional loans are a great option if you have good credit and enough money for a down payment.
What you need to know about conventional loans
A conventional mortgage is one of the most well-known options out there and can offer great rates to those who qualify. Certainty Home Loans has products that allow you to put down as little as 3%. The maximum loan limit for one-unit properties is $647,250, or $970,800 in high-cost areas. If you are looking for financing over that amount, you will want to consider a Jumbo loan. Be sure to check with your Loan Officer about your financial goals.
If you have good credit and a down payment, you can take advantage of some great options with a conventional loan. Find a loan officer near you to get started.
For more information on conventional loans, check out the 'Common conventional questions, answered' section below.
One of the most popular home loans
Many loan options available from 15 to 30-year terms and fixed or adjustable rates
No private mortgage insurance costs with 20% down payment
Down payment as low as 3% for those who qualify