Mortgage Licenses & Disclaimers

State Licenses

Certainty Home Loans, LLC | 6860 Dallas Parkway, Suite 400/450, Plano, TX 75093
Corporate Main Office: 972.599.5510 | NMLSR ID#2146 - Equal Housing Lender 
For licensing information go to:  www.nmlsconsumeraccess.com. Certainty Home Loans, LLC is required to disclose the following license information:

State License Type License # Disclosure
Alabama Consumer Credit License 21115  Alabama Consumer Credit License No. 21115, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Arkansas Combination Mortgage Banker-Broker-Servicer License 11551 Arkansas Combination Mortgage Banker-Broker-Servicer License #11551, NMLS ID# 2146 (www.nmlsconsumeraccess.org) 
California Residential Mortage Lending Act License 41DBO-81462 Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA# 41DBO-81462, NMLS ID# 2146 (www.nmlsconsumeraccess.org) 
Colorado Mortgage Company Registration None Colorado Mortgage Company Registration, Regulated by the Division of Real Estate, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
District of Columbia Mortgage Dual Authority License MLB2146 District of Columbia Mortgage Dual Authority License MLB2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org) 
Florida Mortgage Lender License MLD1043 Florida Mortgage Lender License #MLD1043, NMLS ID# 2146 (www.nmlsconsumeraccess.org) 
Georgia Residential Mortgage Lender Licensee 19715 Georgia Residential Mortgage Lender Licensee No. 19715, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Illinois Residential Mortgage License MB.6761531 NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Iowa Mortgage Banker License 2015-0003 Iowa Mortgage Banker License #2015-0003, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Kansas Mortgage Company License MC.0025308 Kansas Mortgage Company License MC.0025308, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Kentucky Mortgage Company License MC102924 Kentucky Mortgage Company License #MC102924, NMLS ID# 2146 (www.nmlsconsumeraccess.org) 
Louisiana Residential Mortgage Lending License 1956 Louisiana Residential Mortgage Lending License No. 1956, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Maryland Residential Mortgage Lending License 06-20895 Maryland Mortgage Lender License No. 06-20895, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Michigan 1st Mortgage Broker/Lender Registrant
2nd Mortgage Broker/Lender Registrant		 FR0022283
SR00022284		 Michigan 1st Mortgage Broker/Lender Registrant #FR0022283, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
New Jersey Residential Mortgage Lender License None NMLS ID# 2146 (www.nmlsconsumeraccess.org)
New Mexico Mortgage Loan Company License None NMLS ID# 2146 (www.nmlsconsumeraccess.org)
North Carolina Mortgage Lender License L-112550 North Carolina Mortgage Lender License No. L-112550, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Oklahoma Mortgage Lender License ML002549 Oklahoma Mortgage Lender License No. ML002549, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
South Carolina Mortgage Lender/Servicer License MLS-2146 South Carolina Mortgage Lender/Servicer License No. MLS-2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Tennessee Tennessee Mortgage License 118686 Tennessee Mortgage License #118686, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Texas Mortgage Banker Registration 2146 Texas Mortgage Banker Registration No. 2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Virginia Lender License
Broker License		 MC-5707 Virginia Lender License # MC-5707, NMLS ID# 2146 (www.nmlsconsumeraccess.org)

Disclaimers:

  • Information accurate as of January 1, 2021
  • Not all programs are available in all areas. Program restrictions apply. All rights reserved.
  • This is not an offer for extension of credit or a commitment to lend.
  • Not all branches are licensed in every state; please contact your local office to determine eligibility.
  • All loan programs are subject to Stearns Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice.

Questions regarding our licenses should be directed to:

Chief Legal Officer or Deputy General Counsel
Stearns Lending, LLC
401 E. Corporate Drive, Suite 150
Lewisville, TX 75057